FINANCIAL POLICIES / INSURANCE

Financial Policies / Insurance – We are a family practice and lifestyle clinic.   We seek to provide the very best medical care and health education  possible. In conjunction with our philosophy we have chosen not to become part of any HMO's and are not contracted with any insurance companies besides Medicare.  We are considered out-of-network providers by most insurance policies.  

This policy allows the doctor to:     1) be the one to determine the treatments needed in your specific case in conjunction with the patients desires -- and not the insurance company.           2)  spend the time needed with each patient  without having to meet quotas or accept more patients than can reasonably be cared for by this clinic.           3) refer and receive referrals according to your medical need – and not according to preferential lists.  

Insurance Billing  We will bill Medicare and other regular insurance as a courtesy to our patients.  Co-pays are due at the time of service.   If you have any questions regarding your insurance coverage for our clinic services, please feel free to contact us. We thank you for your understanding in this matter and hope that you will appreciate our desire to have the freedom to treat each patient according to their personal needs while you are in this medical care facility.  

 Uninsured Patients:  Accordingly, we ask our uninsured patients to provide payment for services at the time of your  appointment unless other arrangements have been made in advance with the business office. We seek to keep our rates as reasonable as possible and do provide a sliding scale for low-income families (upon application).